Tool World

Loan Calculator

Calculate loan payments, interest, and total cost

Calculate your monthly loan payments, total interest paid, and overall cost of borrowing. Perfect for personal loans, car loans, and other fixed-rate loans.

Frequently Asked Questions

How is monthly payment calculated?

Monthly payment is calculated using the amortization formula which factors in principal, interest rate, and loan term.

What affects my loan payment?

The three main factors are: loan amount, interest rate, and loan term. A longer term means lower payments but more total interest.