Tool World

Mortgage Calculator

Calculate mortgage payments and total cost

Calculate your monthly mortgage payments including principal, interest, and see the full amortization breakdown. Essential for home buyers and property investors.

Frequently Asked Questions

What is LTV?

Loan-to-Value (LTV) is the ratio of your mortgage to the property value. Lower LTV often means better rates.

How much deposit do I need?

Most lenders require at least 5-10% deposit, but 20%+ gives you access to better rates.